eCommerce Solutions

Complete financial and HR suite – for eCommerce businesses

We don't just process transactions—we handle your entire back office so you can focus on growth. Banking, payroll, benefits, taxes, and bookkeeping designed for brands that move fast.

Watch how Every.io can help you scale your company

Financial infrastructure built for eCommerce scale

Every.io corporate cards give you 3% back on all spend—from Facebook ads to inventory purchases. Plus, issue virtual and physical cards to your team with real-time spend controls and automated expense tracking.

  • One platform. One login. Everything your back office needs.

Every replaces the patchwork of tools draining your time and focus. One platform for banking, payroll, vendor payments, and taxes means less context-switching, fewer login headaches, and more time building your brand. Get set up in days and actually see your full financial picture in one place.

  • Earn 3% cash back on every ad dollar, every vendor payment, every purchase.

Visa Corporate cards, virtual or physical, give you 3% back on all spend—from Facebook ads to inventory purchases. Plus, issue virtual and physical cards to your team with real-time spend controls and automated expense tracking.

  • Pay suppliers, contractors, and vendors without the banking headache.

Manage all vendor payments from one dashboard. ACH transfers, check payments, or card transactions—Every handles it all while automatically tracking expenses and syncing with your bookkeeping.

  • Bank-level security. Startup-friendly service. FDIC-insured protection

Your money is protected by Thread Bank (Member FDIC) with enterprise-grade security. Every maintains SOC 2 compliance and handles all regulatory requirements—so you get the security of a major bank with the service of a trusted partner.

Everything eCommerce businesses need to grow with confidence

  • Banking built for commerce
    FDIC-insured accounts with 3% cash back on all card spend. Turn your ad spend, inventory purchases, and operational expenses into revenue.
  • Multi-state payroll, automated
    Hire across state lines without the compliance headache. We handle withholding, registration, and filing in every state you operate.
  • Vendor payments, streamlined
    Pay suppliers, contractors, and agencies from one dashboard. ACH, checks, or cards—with automatic expense categorization and bookkeeping sync.
  • Corporate cards with controls
    Issue unlimited virtual and physical cards with spend limits, merchant restrictions, and real-time monitoring.
  • Tax preparation for commerce
    Multi-state income tax, 1099s, and franchise tax handled. From federal filings to state-by-state compliance, we manage the full tax lifecycle.
  • Smart expense management
    Corporate cards with granular controls, receipt matching, and policy enforcement. Your team spends, we track and categorize.

Banking

Business checking, cards, and expense management for startups
Free
What's Included:

  • Thread Bank account in your name
  • $3M FDIC Checking insurance
  • Up to 3% cashback on business spend
  • Bill payments and corporate cards

Every is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC.

Investment and Cash Management

Invest in high-yielding treasury bills and money market funds
Free
What's Included:

  • BNY Mellon Pershing brokerage account in your name
  • $3M FDIC Checking insurance
  • Automated liquidity management
  • Up to 4.3% APR on US Treasuries

Every is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC.

HR, Payroll & Benefits

Easy-to-use HR, payroll and compliance with employee benefits
Starting at $25/month (per employee)
What's Included:

  • Payroll in 50 U.S. states
  • International contractor payments
  • Health, vision, dental, 401k benefits
  • Employee self-service and onboarding

Incorporation

We make it easy to incorporate your company, without the hassle.
Free
What's Included:

  • Free Delaware C-Corp incorporation
  • Instant EIN retrieval
  • Startup bank account in minutes
  • Tech-ready legal docs

Taxes

Full taxes preparation services
Starting at $1000/year
What's Included:

  • Federal & state tax filings
  • R&D tax credit
  • Delaware franchise tax and 1099 filings
  • Additional tax consulting

Bookkeeping

AI-Enriched account categorization
Starting at $330/month
What's Included:

  • Dedicated bookkeeper
  • Accrual basis bookkeeping
  • Monthly financial statements (P&L, balance sheet, cash flow)