# From Day One to Scale— Products and Services

Incorporation, banking, payroll, bookkeeping, and taxes off your plate in one platform— so you can focus on building your company.

## Incorporation

We make it easy to incorporate your company, without the hassle.

### What's Included
- Free Delaware **C-Corp** **incorporation**
- **Instant** EIN retrieval
- Startup bank account **in minutes**
- **Tech-ready** legal docs

## Banking

Business checking, cards, and expense management for startups.

### What's Included
- Thread Bank account in your name
- **$3M FDIC Checking** insurance
- Up to 3% cashback on business spend
- **Bill payments** and **corporate cards**

Every is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC.

## Investment and Cash Management

Invest in high-yielding treasury bills and money market funds.

### What's Included
- BNY Mellon Pershing brokerage account in your name
- **$3M FDIC Checking** insurance
- Automated liquidity management
- Up to 4.3% APR on US Treasuries***

Every is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC.

## HR, Payroll & Benefits

Easy-to-use HR, payroll and compliance with employee benefits.

### What's Included
- Payroll in **50 U.S. states**
- International **contractor payments**
- **Health, vision, dental, 401k** benefits
- Employee **self-service and onboarding**

## Taxes

Full taxes preparation services.

### What's Included
- Federal & state **tax filings**
- **R&D tax credit**
- Corporate taxes
- **Delaware franchise tax** and **1099 filings**
- Additional tax consulting

## Bookkeeping

AI-Enriched account categorization.

### What's Included
- Dedicated **bookkeeper**
- Accrual basis **bookkeeping**
- **Monthly financial statements** (P&L, balance sheet, cash flow)

### Pricing

- Incorporation: Free / for incorporation
- HR Payroll: Starting at $25/month (per employee)
- Taxes: Starting at $1000/year
- Bookkeeping: Starting at $330/month

## Tailored Solutions for Every Stage of Your Company

Build. Grow. Scale. We’re with you at every step. From incorporation to scaling your startup, Every.io supports your journey with financial tools tailored to your stage.

### New founders
Everything you need to launch your business the right way—without getting buried in admin.

### Existing companies
Unified financial operating system with investment in high-yield treasury bills.

### Established startups
Advanced compliance, detailed financials, and seamless team operations for growing companies.

## Frequently Asked Questions

- **How do I sign up for Every?**  You can get started right away—just click “Get Started” and follow a short onboarding flow.
- **What features does Every offer?** Every gives startups a complete back office in one platform.
- **How is Every different from other tools?** Every gives you a full-stack finance and HR team.
- **Is my data secure with Every?** We use end-to-end encryption and rigorous access controls to ensure your data is safe.
- **Can I switch to Every if my company is already set up?** Yes—you can switch to Every at any time.
- **What stage of startup is Every best for?** Every is designed for startups from day zero through Series A and beyond.
- **How long does onboarding take?** Onboarding with Every typically takes between 3 to 7 days.